Author Archives: Paul Headley
Posted by Paul Headley on Apr 26th, 2012
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Minibus insurance will differ depending on what the minibus is used for. The minibus could be a private hire minibus that is used for driving people to a charity, football game, picnic, weddings, and so on, or it could be a minibus taxi. Whatever is the case, there are any number of insurance companies that will insure minibuses.
Posted by Paul Headley on Apr 20th, 2012
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If you own a taxi, then you must be aware of the importance of purchasing taxi insurance for your vehicle. You can get taxi insurance either directly from the insurance company or through insurance brokers.
Posted by Paul Headley on Apr 14th, 2012
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In order to use your vehicle on the road or on a highway you ought to have it insured as per the law. Moreover, if you own a taxi and carry passengers, then you too ought to have your taxi insured according to the law.
Posted by Paul Headley on Apr 13th, 2012
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In this world of uncertainties, where no one knows what can happen at the very next moment, an insurance policy comes in handy as the insurance policy covers the policy holders in case of any unforeseen mishap.
Posted by Paul Headley on Apr 12th, 2012
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Looking for insurance which does not compromise on quality and yet is affordable can seem like an impossible task! Various sized vans are able to be offered insurance which meets both private and business needs by many different insurance companies.
Posted by Paul Headley on Apr 12th, 2012
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Insurance premiums are a major expense for most lorry owners, finding ways to reduce and keep the cost of insurance low can be a nightmare. However, there are some ways which may save you hundreds of pounds on your existing policy.
Posted by Paul Headley on Apr 7th, 2012
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Finding ways to reduce increasing costs of truck insurance may seem like a time consuming venture. Not so!
Posted by Paul Headley on Apr 6th, 2012
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Motor trade insurance policy is a must for motor traders. Nobody knows what life holds in store, so why take chances? Motor trade insurance policies are meant for those trying times like accidents or thefts when you may need some help to sustain your business. Motor trade insurance covers a huge area, so it depends on your requirements as to which policy to buy.
Posted by Paul Headley on Apr 4th, 2012
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Transport is arguably the most essential ingredient in a foreign economy. Often enough, it may involve shipping of goods from one place to other. It can be used to transfer from one place to the other several goods ranging from safety pins to parts of an airplane.
Posted by Paul Headley on Apr 3rd, 2012
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Though not very commonly referred to in everyday conversations, minibuses are as much a part of the average citizen's life as buses themselves. They are smaller, usually look like private vehicles and are generally not listed as 'public transport'.
Posted by Paul Headley on Apr 3rd, 2012
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After deciding that you need to insure your motor trade business, the next step is to choose the policies according to your needs and circumstances.
Posted by Paul Headley on Apr 1st, 2012
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Having the correct type of insurance is a legal requirement. The minimum legal level for the United Kingdom and most European Countries is Third Party insurance.
Posted by Paul Headley on Mar 31st, 2012
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Taking insurance out on your car is not the same as taking Chauffeur Insurance. Most insurance companies have insurance schemes available for cars, taxis and mini-cabs, but you may find it difficult to get-off-the-shelf Chauffeur Insurance schemes.
Posted by Paul Headley on Mar 30th, 2012
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Owning a touring caravan is an excellent way to take a break whenever the mood strikes. There are a number of caravan sites that you can visit in the country. However it is important that you protect your vehicle and get an insurance policy.
Posted by Paul Headley on Mar 30th, 2012
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If your businesses consists of selling, buying, repairing or doing anything in general to cars, motorcycles or other vehicles, then you are in the motor trade businesses and need to have protection through insurance.
Posted by Paul Headley on Mar 27th, 2012
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Your van is important, however, so are the contents and goods you carry in it. Many insurance companies offer a competitively priced fully comprehensive insurance cover which includes personal belongings from fire or theft.
Posted by Paul Headley on Mar 25th, 2012
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It is important to consider, when buying a motor trade insurance policy, that not all insurance brokers are the same. You may end up paying too much on your insurance if you don't get the right broker.
Posted by Paul Headley on Mar 24th, 2012
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Have you recently bought a Heavy Goods Vehicle? It is imperative that you know about the HGV Insurance scheme. A HGV Insurance policy is meant to insure a Heavy Goods Vehicle, also known as a Large Goods Vehicle. The HGV insurance scheme defines Heavy Goods Vehicle as those weighing above four tons and used to carry heavy goods, pallets and livestock all over the globe.
Posted by Paul Headley on Mar 23rd, 2012
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The courier business requires the usage of vehicles to deliver goods and also requires the right kind of courier insurance to ensure its sustenance in the long run. The kind of vehicle cover required for the courier business is different from the normal vehicle insurance.
Posted by Paul Headley on Mar 21st, 2012
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If you have been looking for Taxi Insurance, then you don't need to look any further. Getting Taxi Insurance is quite easy and you also don't have to worry yourself about what it is going to cost you or how long it would take to find the best rates.
Posted by Paul Headley on Mar 18th, 2012
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Courier businesses are not as easy as many people perceive them to be. Though the profits in courier businesses are good, there are several negatives involved as well. Therefore to be successful you need to keep an eye on all possible risk involved.
Posted by Paul Headley on Mar 17th, 2012
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Minibus insurance is required by law, as with all vehicles that hit the streets. If you are looking for insurance for your minibus, you should keep in mind that according to basic policy, there is a third party cover considered the minimum possible you can have.
Posted by Paul Headley on Mar 17th, 2012
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It is a rare human who does not look forward to acquiring a car and impressing people when they see them drive it around. And a more than average car is liable to make them more excited than they have been for a long time. But it is undeniable that even Porsches and Ferraris can only carry a maximum of about four people, unlike a minibus.
Posted by Paul Headley on Mar 16th, 2012
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Insurance for chauffeur is not he same as mini-cab insurance. As such many insurance companies will not offer to insure vehicles which are mini-cabs, taxis, vehicles which have two way radios or data communication equipment installed, many also have strict age restrictions applied.
Posted by Paul Headley on Mar 15th, 2012
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As a taxi driver, you probably have a lot of things on your mind every day. For a public hire cab, it likely consists of where you are going to drive to find the best business, what events are going on that you can take advantage of. For any cab, it is also about making sure you and your passengers are safe at all times.
Posted by Paul Headley on Mar 13th, 2012
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In today's world, rising fuel costs and emission concerns have prompted many travellers to switch to minibuses and minivans. Like other forms of road transport, minibuses also need to be insured. Therefore, the whole concept of minibus insurance is slowly becoming popular.
Posted by Paul Headley on Mar 12th, 2012
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The Internet has quickly made itself to be the most prominent source of information in the world. Recently, it has also brought companies closer to customers and customers closer to getting what they need easily. People are using the Internet now more than ever before to find and buy anything that they could possibly want or need without ever leaving their computer desk.
Posted by Paul Headley on Mar 9th, 2012
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Motor trade insurance assists companies who are in the motor trade business. Before you are able to acquire motor trade insurance, though, you may need to present documentation that you have a legitimate and licensed motor trade business.
Posted by Paul Headley on Mar 7th, 2012
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There are many aspects that can be covered under any private insurance policy. However, due to the fact that man does have certain possessions that are more favoured than other assets he has, there comes the creation of the different insurance policies that are also labelled differently, according to various categories available.
Posted by Paul Headley on Mar 6th, 2012
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We are living in a world of uncertainty, where there are many calamities such as fires, storms, hurricanes and other disastrous events that are detrimental to our living - and to our business. It is better to insure yourself with different insurance companies so that you may have something to hold on to when disasters and accidents happen.
Posted by Paul Headley on Feb 29th, 2012
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Ever since the birth of the Internet, people have been using it more and more for everything they need. From electronics to insurance, you can find and purchase nearly anything that can be bought.
Posted by Paul Headley on Feb 28th, 2012
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As it is obligatory by law to get insurance on a conventional vehicle, it is the same in the case of a HGV, that is a Heavy Goods Vehicle, which is sometimes also called a Large Goods Vehicle.
Posted by Paul Headley on Feb 26th, 2012
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If you are looking for car insurance policies that you can use for your several cars, then you might want to think about opting for fleet insurance. This is this is because such an insurance policy is much cheaper as it can cover several vehicles under one premium. However, you must consider several factors before you can take advantage of such an insurance policy.
Posted by Paul Headley on Feb 25th, 2012
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All vehicles must by law be insured before they can be driven on the road and taxis are no exception. Getting insurance for taxis has in the past been a problem because of the higher risk of accident.
Posted by Paul Headley on Feb 24th, 2012
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In the UK, every vehicle that is driven on public roads must carry a valid insurance. There is any number of Motor Trade Insurance companies in the UK. So whether you ride a moped, a motorcycle, a scooter, or drive a car, the vehicle must be insured. There are four types of motor insurance that you can purchase in the UK.
Posted by Paul Headley on Feb 23rd, 2012
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Insurance is needed for any taxi if one is hoping to use it on the road. Not only is it a legal requirement, but it can save a lot of money if you are ever involved in an accident or incident.
Posted by Paul Headley on Feb 22nd, 2012
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Courier service companies need an insurance cover that offers more than just auto insurance. These companies are responsible for delivering goods in perfect condition anywhere in the world, without causing any kind of damage to them. So they face many risks when operating on the roads.
Posted by Paul Headley on Feb 19th, 2012
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When you are in a motor trade and have the responsibility of a good number of vehicles, it is important to obtain motor trade insurance for your vehicles for protection - as well as peace of mind.
Posted by Paul Headley on Feb 17th, 2012
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A number of young people, especially college students, take part in courier services to make some extra money. All you need to become a freelance courier delivery person is to have a motorcycle and have complete knowledge about the streets of the city in which you plan to work. Courier service companies, and even private businesses, employ freelance courier delivery drivers.
Posted by Paul Headley on Feb 16th, 2012
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HGV Insurance, or heavy goods vehicle as the name suggests, is insurance for a heavy goods vehicle such as a truck or lorry. At the time of an accident or a mishap, the insurance company has to bear the costs of the damages caused to the vehicle and goods, and injuries sustained by the truck driver.
Posted by Paul Headley on Feb 13th, 2012
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As per the law governing the United Kingdom, each vehicle should be insured. Minibus insurance covers any sort of damage occurring to any of the following: the vehicle, the passengers, the contents, the liabilities encountered by the holder of the minibus or in any accidental unexpected situation, to the driver of the minibus.
Posted by Paul Headley on Feb 13th, 2012
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People who own businesses that utilise a number of vehicles for their operations, as well as individuals with multiple automobiles in their garage, it is a wise decision to opt for fleet insurance. Choosing fleet insurance, instead of getting individual insurance policies for each car, can have numerous benefits when it comes to saving time and money.
Posted by Paul Headley on Feb 12th, 2012
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According to UK law, all motor vehicles used on the road must be covered by an insurance policy, including minibuses. Minibuses are used as transport for charities, schools, nursing homes, and local authorities.
Posted by Paul Headley on Feb 9th, 2012
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Motor companies find insurance to be very costly, unless the company actually suffers a loss and has to make claim for the damages. For many companies, they see no tangible benefit from the motor trade insurance and see it as a major expense. However, the security of your business is still an essential part that you should consider.
Posted by Paul Headley on Feb 8th, 2012
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If you have a vehicle that can accommodate 9-16 people that means that we are talking about a minibus. Minibuses are the best option when you need that extra passenger space, the space that can't be squeezed into an MPV and yet is too much if one considers a bus or coach.
Posted by Paul Headley on Feb 8th, 2012
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Companies which provide vehicles for their employees as part on their salary package can make huge savings on insuring them by having them all covered under a single fleet car insurance policy.
Posted by Paul Headley on Feb 7th, 2012
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There are often numerous expenses for anyone that owns a taxi or runs a taxi company. Vehicles obviously have to be purchased or rented and kept in good shape, and licenses have to be applied for and bought. Another ongoing expense for a taxi is insurance.
Posted by Paul Headley on Feb 6th, 2012
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Everyone running a motor trade business or working in the industry is likely to have one ultimate goal in mind and that is to make sure everything in the business, from purchases to the way you do things, lines up with your business goals and needs.
Posted by Paul Headley on Feb 4th, 2012
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Thinking of buying insurance for your motor trade business? Don't know where to start? Well, the first thing you should be doing is evaluating what levels of cover you really need.
Posted by Paul Headley on Feb 2nd, 2012
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The impending recession and credit crunch is undoubtedly affecting many businesses, and in such a situation of competition in the market, take the most positive approach and make full benefit of the insurance companies competing among each other to get your business.
Posted by Paul Headley on Jan 29th, 2012
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Purchasing insurance for a taxi can be confusing, especially if you don't know what options are available to you. It can also be costly, as you might find yourself in a situation without the proper cover. So what can you do to avoid this?
Posted by Paul Headley on Jan 28th, 2012
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Getting the right Chauffeur Insurance policy is important. Many times you may face situations wherein you may find it difficult to identify the right policy for you.
Posted by Paul Headley on Jan 27th, 2012
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If your business consists of transporting people in a vehicle for which you receive payment you will need to ensure that you have the correct type of vehicle insurance.
Posted by Paul Headley on Jan 26th, 2012
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If you or your business owns a fleet of vehicles then I suggest you opt for fleet insurance when insuring your vehicles. Fleet insurance allows you to take insurance out on four or more vehicles under a single policy.
Posted by Paul Headley on Jan 25th, 2012
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Almost everyone is familiar with the infamous 'White Van Man'. This guy is probably the least popular driver on the road today, often scoring very low in surveys and polls of other drivers in terms of their behaviour on the road.
Posted by Paul Headley on Jan 24th, 2012
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A short term insurance policy can make a lot of sense, depending on your situation. Obviously only driving a van occasionally should be your first clue that you might not have to pay a premium that covers you as a full-time driver when you don't need that type of policy!
Posted by Paul Headley on Jan 22nd, 2012
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Getting started in the courier business can seem easy and straightforward compared to many other types of business. There is no significant overheads and the initial investments are low.
Posted by Paul Headley on Jan 20th, 2012
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Purchasing insurance for a van is a must for anyone who owns one. It is a legal requirement in the UK which applies to any vehicles which is driven on the public highways.
Posted by Paul Headley on Jan 18th, 2012
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Most salaried people find company cars a popular add-on to their salary package. People working at top and middle management view company cars as a status symbol. The size and the model of the car has an important bearing on the position of the person within the company.
Posted by Paul Headley on Jan 17th, 2012
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It is an intelligent thing to do when you think about the precautions you need to take in the present in order to be safe in the future.
Posted by Paul Headley on Jan 16th, 2012
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The world is quite unpredictable. The fear of loss and uncertainty are the keywords for modern man's insecurities. A while collar pensioner and a multibillion dollar tycoon both face the same apprehensions.
Posted by Paul Headley on Jan 15th, 2012
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Vehicle break downs while driving alone can be a rather daunting and frustrating experience. Just imagine how bad it can be when you are driving a vehicle that is transporting large groups of people.
Posted by Paul Headley on Jan 13th, 2012
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The Internet seems to be the first place people look for a good deal nowadays. In fact, many people even use the Internet to find out if they can get good deals when they visit the high street stores in person.
Posted by Paul Headley on Jan 10th, 2012
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Finding the right insurance at the right price is easy if you go online and use the services of brokers who specialise in insurance for the motor trade.
Posted by Paul Headley on Jan 8th, 2012
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Most people make use of road transport to move from one place to another in terms of few kilometres. Recently, the minibus is gaining more preference due to many positives and the comforts one can get from it.
Posted by Paul Headley on Jan 7th, 2012
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Most people are generally familiar with the term 'fleet', which describes many vehicles in one set of cars, owned by a single individual or company. Vehicles from taxis to ice cream trucks, almost any set of vehicles can be considered a fleet, and thus insured under a single insurance policy to save money.
Posted by Paul Headley on Jan 6th, 2012
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So, you've bought this sturdy little 8-seater MPV, with ample accident cushions such as air bags and broad wheels and what-nots. You believe your vehicle is never going to let you down.
Posted by Paul Headley on Jan 5th, 2012
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If you are looking to buy insurance for your motor trade business, you should be thinking with one ultimate goal in mind and that is finding a policy which meets your business needs.
Posted by Paul Headley on Jan 3rd, 2012
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Machines wear and tear with time; sometimes accidental happenings, thefts or incidents leave a machine in such a condition that it becomes a huge liability for the owner, when in fact you bought it as an asset. Motor trade insurance is a field that requires your expertise and full knowledge of the complex scenarios and situations.
Posted by Paul Headley on Jan 2nd, 2012
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Fleet insurance is advisable for managing a fleet business, or simply if you possesses numerous vehicles. It is a type of insurance that covers several vehicles under a single policy. This also is used by those companies or firms that are using their vehicles for business travel.
Posted by Paul Headley on Dec 31st, 2011
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If your business involves buying, selling and fixing cars, then it is necessary that you obtain motor trade insurance. Such insurance can protect you and your business from financial loss should something bad happen in the future.
Posted by Paul Headley on Dec 30th, 2011
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If you love owning a number of vehicles, it is a wise option to have them all covered by a single fleet policy. You simply need to own at least four vehicles to obtain this. If you have more vehicles, such as those used for commercial purposes, they can also be included under a single fleet insurance policy.
Posted by Paul Headley on Dec 29th, 2011
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Getting the right Fleet Insurance for your business can be a daunting task. Many insurance companies have a standard insurance policy for fleet owners. However, you can always ask the insurance company for a cover against a risk that your business is subjected to.
Posted by Paul Headley on Dec 23rd, 2011
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If you are looking for taxi insurance and are of the view that the process is cumbersome and takes time, then you are likely to change your opinion soon because now you can easily obtain a quote online with the least effort or trouble on your part.
Posted by Paul Headley on Dec 20th, 2011
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With the large number of businesses that utilise vans for their operations in the UK, you can find many insurance companies that provide fleet insurance policies. Purchasing this type of insurance policy can help you save money and time protecting your vehicles as compared to buying individual insurance policies for each vehicle.
Posted by Paul Headley on Dec 18th, 2011
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HGV stands for Heavy Goods Vehicle. Therefore, HGV insurance coverage is for vehicles that weigh more than four tons and carry a variety of large items such as livestock, pallets, building materials and the like.
Posted by Paul Headley on Dec 4th, 2011
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Vans have their own type of insurance policy, varying from very basic cover to specific and bespoke cover tailored to your business needs. This allows you to have full control over exactly what type of insurance policy you purchase, choosing only the options that are suitable for you.
Posted by Paul Headley on Dec 2nd, 2011
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The courier business is relatively easy to get into compared to many other traditional businesses, and this is often the draw for many new people thinking of starting a new business.
Posted by Paul Headley on Nov 29th, 2011
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Private hire vehicles are not the same as taxis and therefore will need a specific type of insurance. Licensed taxis are the only vehicles which are legally permitted to openly ply for trade on the UK public highways. Private hire vehicles have to be pre-booked in order to keep within the law when using their services.
Posted by Paul Headley on Nov 29th, 2011
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The 'buy as you go' option of purchasing things has become increasingly popular in our society today, especially in the mobile phone market. This method of buying has become so popular among consumers, but it is also available in other markets, such as the insurance market.
Posted by Paul Headley on Nov 25th, 2011
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Having your transit van insured correctly will remove the hassle and fuss should need to make a claim. Transit van insurance can be obtained via a number of different policies, terms and conditions to suit your commercial and business needs, from straight forward Third Party Only cover to fully Comprehensive Insurance cover.
Posted by Paul Headley on Nov 25th, 2011
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If you own a number of vehicles, then it is time now to consider fleet insurance and if it is a new term for you then let us start with what exactly it is.
Posted by Paul Headley on Nov 24th, 2011
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When it comes to purchasing Motor Trade Insurance, an insurance broker can play a vital role in getting you the right cover at the right premium. Hence, the brokers have the capability of making a difference of thousands of dollars, and determining whether that remains in your pocket or goes into that of the insurance company.
Posted by Paul Headley on Nov 23rd, 2011
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Fleet insurance refers to the insurance wherein all the vehicles owned by a company are insured under one policy. This can also bring down overall maintenance costs of the, vehicles by a noticeable amount. Also some people need repair of a damaged vehicle an when it has met with accident. The insurance cover takes care of all needs of repair of vehicles.
Posted by Paul Headley on Nov 19th, 2011
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If you are looking for a cost-effective way of protecting your fleet of vehicles, whether it is for business or personal interests, the fleet insurance policy can be the best solution to your problem. With this type of insurance policy, you can significantly reduce the premiums that would reflect on your fleet insurance.
Posted by Paul Headley on Nov 18th, 2011
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This question confuses many people in the courier business. The reputed international courier service providers like DHL, FedEx and so on, do have top business insurance.
Posted by Paul Headley on Nov 17th, 2011
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Everyone who owns a motor vehicle in the UK has to carry motor vehicle insurance. Motor trade insurance companies in the UK offer four different type of motor insurance. Very briefly, these four types of motor insurance that a vehicle owner can hold are: act only, third party, third party with fire and theft, and comprehensive.
Posted by Paul Headley on Nov 16th, 2011
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A vehicle insurance policy is one that covers the insured vehicle against any damages caused at the time of a road accident or any kind of mishap, where the cost of the damages is paid by the insurance company.
Posted by Paul Headley on Nov 13th, 2011
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Fleet insurance is a specialised insurance mostly used by commercial companies when they are insuring five cars or more at a time. While the main objective of purchasing insurance is to protect the vehicles, this kind also helps your company save more money.
Posted by Paul Headley on Nov 8th, 2011
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If you work in the motor trade industry then you will require an additional insurance policy which more than standard vehicle insurance. This policy protects firms such as car dealerships, MOT test centres and other motor vehicle businesses.
Posted by Paul Headley on Nov 3rd, 2011
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Choosing the most efficient fleet insurance for your company's transportation means can be a difficult task. Most insurance companies in the UK have a standard fleet insurance policy for companies and individuals with insurance needs for a number of vehicles.
Posted by Paul Headley on Nov 3rd, 2011
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Insuring an entire fleet with a single insurance policy can be a great way to save money on premiums, as well as a lot of time that would otherwise be spent going through paperwork and setting vehicles up on individual policies.
Posted by Paul Headley on Nov 2nd, 2011
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If you are in the car business, or own at least four vehicles, you can avail fleet insurance to safeguard your property. This kind of insurance will cover all your cars under one policy.
Posted by Paul Headley on Oct 29th, 2011
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Purchasing insurance for a van is really quite an easy process. With the Internet bringing everything to our fingertips, allowing us to purchase and find nearly everything in a fraction of the usual time, buying insurance has never been easier.
Posted by Paul Headley on Oct 24th, 2011
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Under the Road Traffic Act 1988 all Private Hire Vehicles operating in the UK have to have the correct type of motor insurance. Failure to do so is an offence under the Act which is liable to prosecution.
Posted by Paul Headley on Oct 23rd, 2011
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Irrespective of size or colour vans used for commercial purposes are required to the correct type of insurance. Finding low cost insurance cover has become far easier with the increase use of online insurance companies and brokers who specialise in commercial van insurance.
Posted by Paul Headley on Oct 22nd, 2011
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Highways Agency Traffic Officers are not only to be found on most motorways they also patrol some 'A' class trunk roads. It is an offence not to comply with their directions.
Posted by Paul Headley on Oct 21st, 2011
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Purchasing insurance can often be a scary thing, especially for inexperienced drivers. Whilst insurers will likely welcome the business they receive from an inexperienced driver.
Posted by Paul Headley on Oct 17th, 2011
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For chauffeurs it is important to make sure you get the correct type of insurance policy. It is often difficult to understand exactly what type of policy is required, and depending on how you use your vehicle you may require different types of policy.
Posted by Paul Headley on Oct 15th, 2011
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This class of insurance is the markets' answer to covering the needs of persons and companies involved in the motor trade business, where the terms and restrictions in regular private and commercial insurance policies do not allow for most efficiency in doing business.
Posted by Paul Headley on Oct 14th, 2011
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Many charities today rely on the versatile use of minibuses, allowing them to transfer large amounts of people and passengers on short trips and excursions not possible to achieve using regular public transport. Whether you are a community group, a charity or church, you will need insurance for your transport in order to be able to operate it legally and risk-free.
Posted by Paul Headley on Oct 13th, 2011
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The purpose of owning a minibus usually varies from person to person. Hence the market provides them with ample choice when it comes to the purchasing of an insurance policy for the vehicle.
Posted by Paul Headley on Oct 12th, 2011
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Running an HGV business is very risky. These heavy vehicles are always in danger of tipping over or losing control due to their size. Therefore having an insurance policy to make sure that the business runs smoothly without any financial problems is always advisable.
Posted by Paul Headley on Oct 8th, 2011
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Fleet insurance is often the best form of insurance for company cars as against individual auto or car insurance. Covers differ according to the number of cars and their sizes. The quotes for small cars and minivans are not the same as those for trucks and trailers. Before getting the quotes however, you should take the time to find out what kinds of benefits you will get.
Posted by Paul Headley on Oct 5th, 2011
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If you are an owner operator of a lorry or a fleet of lorries, then a major consideration and expense will be the lorry insurance needed.